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Theoretical and Applied Economics
No. 4 / 2015 (605), Winter

Model of Analysis of Electronical Instruments Services in Romania

Mădălina Gabriela ANGHEL
“Artifex” University of Bucharest, Romania

Abstract. The objective of this article consists of an analysis of Internet Banking services in Romania, especially of Internet Banking web based services, Home Banking and Mobile Banking services, form the point of view of number of users, number of transactions in RON and value of transactions in RON, in 2009-2014 period. Although an intense development of the Romanian market of Internet Banking services has been observed in the recent years, Romania is still at the beginning of this process, comparing to other states, yet with a potential of considerable progress. The more people will use internet services, the more likely this category of services is to develop. As Internet Banking web based indicator is one of the most important, its analysis goes further by studying the correlation between the value of transactions and number of users of this service by using the model of simple linear regression which stressed out a powerful and direct relation between these two indicators.

Keywords: Internet Banking web based, Home Banking, Mobile Banking, simple linear regression, parameters estimation.

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The Economicity. The Epistemic Landscape, Marin Dinu, 2016


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