Theoretical and Applied Economics
No. 10 / 2008 (527)
Optimizing the Banking Activity Using Assets & Liabilities Management
Marian Vasilache
Academy of Economic Studies, Bucharest
Abstract. In the actual study, starting from the international experience, we revealed the role that should be taken by the Assets and Liabilities Committee (ALCO) within the Romanian commercial banks. ALCO became one of the tools used by the executive management of the banks to take decisions regarding the future policy of assets and liabilities management, relying on the synthetic information prepared by well trained technicians but without voting right (usually middle management staff). We consider that the implementation of an assets and liabilities management strategy cannot be done without an appropriate corporate governance structure, even though the bank is having highly specialized staff. Models of some western banking institutions may be considered as benchmarks by the Romanian banks.
Keywords: Assets and Liabilities Committee (ALCO), optimization, gap, corporate governance.
Contents
- Corporate Rating. Multidimensional Perspective in the Context of the Differentiation in Terms of Localization Criteria. Empirical Perspective on Developed versus Emerging Countries
Cristina Maria Triandafil
Petre Brezeanu
Leonardo Badea
- Optimality, Rational Expectations and Time Inconsistency Applied to Inflation Targeting Strategy
Marius-Corneliu Marinas
Marius Andrei Zoican
- Optimizing the Banking Activity Using Assets & Liabilities Management
Vasile Dedu
Marian Vasilache
- The Dimensions of Organizational Intelligence in Romanian Companies – A Human Capital Perspective
Viorel Lefter
Mihaela Prejmerean
Simona Vasilache
- An Analysis of Closed-end Fund Puzzle for Emerging Capital Markets
Victor Dragota
Mihai Caruntu
Andreea Stoian
- The Influence of the Conjunctural Factors Toward the Reengineering of Organization
Gheorghe Basanu
Florin Ionita
Daniel Savin
- Current Approaches to the Establishment of Credit Risk Specific Provisions
Ion Nitu
Alin Eduard Nitu
Eliza Paicu
- Mobil Digital Management for SME’s
Stefan Brad