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Theoretical and Applied Economics
No. 3 / 2015 (604), Autumn

The Romanian banking sector restructuring and the economic recovery

Bucharest University of Economic Studies, Romania
Alina POP
Bucharest University of Economic Studies, Romania

Abstract. The Romanian economy is highly dependent on the financing coming from the banking sector. The total net assets of the banking system accounted for approx. 60% of the GDP in 2013. The increasingly integrated financial markets have facilitated the foreign capital inflows and the expansion of the Romanian banking system on the one hand, but on the other hand, it determined the transfer of the negative effects of the economic crisis on the domestic banking sector. Currently, the resumption of lending to companies and households along with a more balanced distribution on currencies of the new loans represents one of the main challenges of the banking sector in Romania. This article aims to analyze some of the changes in progress and the ones that already occurred after the economic and financial crisis in the Romanian banking system, and their impact on the recovery process.

Keywords: banking sector, regulations, economic growth, lending.

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The Economicity. The Epistemic Landscape, Marin Dinu, 2016


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