Theoretical and Applied Economics
No. 3 / 2024 (640), Autumn
Understanding users' behavioral intention to use artificial intelligence for personal financial management: an innovation diffusion theory approach
Bharathidasan University, India
Selvaraj VANITHA
Bharathidasan University, India
Abin JOHN
Bharathidasan University, India
Abstract. The purpose of this study is to investigate the factors that influence users' behavioral intentions to adopt Artificial Intelligence for personal financial management using an Innovation Diffusion Theory (IDT) framework. An analysis of empirical data collected from 246 users is conducted using Partial Least Squares Structural Equation Modeling (PLS-SEM). Findings reveal that users' intentions to embrace AI in financial management are influenced by a variety of factors, including relative advantage, compatibility, and observability. As a result of this study, we offer insights into the intricate interplay of factors affecting the adoption of artificial intelligence in personal finance.
Keywords: Artificial Intelligence, Fintech, Personal Financial Management, Innovation Diffusion Theory.
Contents
- Analyzing the impact of oil price fluctuations
on economic growth in Algeria:
an empirical study
Youssouf HADJI
Abdessamed BEN ABDERRAHMANE
- Impact of population cycle
on income sharing pattern of a capitalistic society
Bishal ROUTH
Joy SARKAR
- Understanding users' behavioral intention to use
artificial intelligence for personal financial management:
an innovation diffusion theory approach
Muhammed JISHAM
Selvaraj VANITHA
Abin JOHN
- Financial stability and monetary policy rules:
evidence from Tunisia
Dorra TURKI
Rima LAJNAF
- The transfer between the spending habits of different
generations-a debate between retail and E-commerce
Diana-Elena ZIDARU
- Planning for economic integration:
addressing trade challenges posed
by the Ukraine-Russia conflict in Europe
Zar SHAH
Khalid ZAMAN
Gul Faraz KHAN
- Dynamics of the interplay between economic complexity,
governance and economic growth in the BRICS countries:
a panel GMM approach
Samir Ul HASSAN
Joel BASUMATARY
Biswambhara MISHRA
- The relevance of theories of foreign direct investment
to mergers and acquisitions in Africa
Magdalene Kasyoka WILSON
- Structural transformation, poverty,
and inequality in emerging countries
Nihel FRIKHA
Foued Badr GABSI
- How work works for the new generations?
Raluca Iuliana GEORGESCU
Dumitru Alexandru BODISLAV
- Assessing the nexus between market openness
and economic growth:
an emerging market perspective
Sana SHAWL
Keyur M NAYAK
Nissar YATOO
- The relationship between access to electricity,
CO2 emissions, and economic growth in BRICS
Xenaneira SHODROKOVA
Anna YULIANITA
Abdul BASHIR
- Social aspects of the informal economy:
evidence from EU countries
Sorina Emanuela ȘTEFONI
Iulian Viorel BRAȘOVEANU
Ionela BUTU
- Tracing the path: testing the environmental Kuznets Curve
in Algeria using ARDL bounds testing
Sidahmed BEKHTI
Zineddine GUEDDAL
Kamel AKRICHE
Roucham BENZIANE
- Dynamic interactions
among selected world stock indices:
a VAR approach
Tejesh H R
Khajabee M
- Boosting human capital: how the COVID-19 pandemic
accelerated agile methodology adoption
in software development
Andreea Teodora IACOB
Cristian STANA
Radu Alexandru BUDU
- Financial contagion and the circular economy paradigm:
opportunities and challenges for Romania
Ionuț NICA
Ștefan IONESCU
Andreea RADU
Ștefan CIOARIC
David ANGHEL
- The circular economy in Romania:
a bibliometric study of innovation
and sustainable practices
Nora CHIRIȚĂ
Camelia DELCEA
Cristian CIUREA
Irina GEORGESCU