Theoretical and Applied Economics
No. 10 / 2006 (505)
Indirect Instruments of Prudential Supervision
Bogdan Moinescu
Academia de Studii Economice Bucuresti
Abstract. The qualifying of supervision as “prudential” is used to differentiate it from other forms of supervision, which regards issues related to banking consumer protection. In order to achieve its goal, prudential supervision needs relevant information, provided mostly by the credit institutions their selves. Hence, the existence of a reporting system is essential, a system capable to insure, on the one hand, homogenity of the provided data and, on the other hand, its efficient processing. One indirect instrument which was used more and more during the last decade in banking supervision is represented by credit registers. The first system is directly associated either to the central bank or the supervision authority, and is, in most of cases, managed by the latter. The second system, the so called credit bureau, is mostly operated by private banks.
Keywords: Basel II; banking sector; credit register; credit risk and rating of enterprises.
Contents
- Empirical Approaches of the Public-Private Partnership in the Services of Public Utility
Lucica Matei
- Informational Asymmetry, Sustainable Growth, Exploitation and Obligation Risks
Dumitra Stancu
Ion Stancu
- Regulation Strategy in Natural Gas Sector. The Romanian Case
Coralia Angelescu
Aura-Gabriela Socol
- Indirect Instruments of Prudential Supervision
Nicolae Dardac
Bogdan Moinescu
- Aspects about Statistical Inference
Constantin Anghelache
Georgeta Vintila
Madalina Dumbrava
- Determinants of Business Cycle Convergence in Euro Area. The Romanian Case
Marius-Corneliu Marinas
- The Institutional Investors and Corporate Governance
Niculae Feleaga
- Proposal of Controlling Implementation in a Romanian Company
Valentina Oarga
- Endogenous Growth Paradigm. Implications for Economic Policy and Theory
Gabriel Staicu
Liviu-Catalin Moraru
- Environmental Management Accounting (EMA): Reflection of Environmental Factors in the Accounting Processes through the Identification of the Environmental Costs Attached to Products, Processes and Services
Cleopatra Sendroiu
Aureliana Geta Roman
Costantin Roman
Alexandru Manole
- Using the Agent-Based Modeling in Economic Field
Nora Mihail
- Escape from the Alternative
Marin Dinu