Theoretical and Applied Economics
No. 4 / 2020 (625), Winter
Methods used in risk financing
Bucharest University of Economic Studies, Romania
Ștefan Virgil IACOB
“Artifex” University of Bucharest, Romania
Alina Eliza DABIJA
University of Craiova, Romania
Abstract. Given that in most risk management programs, risk control, which involves avoiding, preventing and reducing risks, is not fully effective and over time several methods of financing the losses that have occurred have been developed, such as would be detention or transfer.
The withholding assumes that the injured party is also the one that bears the financial consequences, and the transfer involves the occurrence of a different entity from the injured party that bears the direct financial consequences. This method transfers the risk to another entity and involves an additional cost paid by the transferor to the one he accepts, namely the insurance premium or fees. By transferring risk through insurance, the bank is offered related risk management services, better defining its risk profile or can contribute to improving performance indicators and flows, thus preventing the crisis situation.
Keywords: risk management, financing methods, efficiency, indicators.
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Contents
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major objectives in the conditions of the pandemic
and economic-financial crisis
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Ștefan Daniel ARMEANU
Constantin ANGHELACHE
- Analysis of the correlation between taxation indicators
and economic growth at the macroeconomic level
in European Union and Romania
Cătălina MOTOFEI
- Measuring Adobe Company performance
from the perspective of a Complex Adaptive System
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Andrei VIȘAN
Mihaela POPESCU
- Welfare enhancing uncertainty
Sravaitri CHAUDHURI
- Business process modeling.
Using Unified Modeling Language to streamline
the design of the TO-BE system within a company
Ionuț NICA
Ștefan IONESCU
- Static and dynamic analysis
of intra-industry trade of BRICS countries
Kuldeep Kumar LOHANI
- Fossil fuel consumption, economic growth and CO2 emissions.
Causality evinced from the BRICS world
Rochna ARORA
Dr. Baljit KAUR
- Methods used in risk financing
Ana Maria POPESCU
Ștefan Virgil IACOB
Alina Eliza DABIJA
- Analyzing Romania GDP:
Final consumption, gross investment, and net exports
influence compared to previously published models
Alexander I. VILLANUEVA
- Analysis of the natural movement of the population
under the spectrum of the health crisis
Constantin ANGHELACHE
Mădălina-Gabriela ANGHEL
Ștefan Virgil IACOB
- Testifying the role of regulatory environment in trade facilitation: Impact on intra-regional trade in South-Asia
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Shahid AHMED
- India and trade blocs: A gravity model analysis
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- Predicting the volatility in stock return of emerging economy:
An empirical approach
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- Portfolio optimization with VaR approach:
A comparative analysis for Japan, London, New York and India
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- Income-dependent impacts of financial development
and human capital on economic growth.
A non-stationary panel analysis
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A.S. VALIPOUR
- Monetary policy and exchange rate pass-through in India
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- Impact of medium of instruction in education
on economic growth and development
Durbhita V VAISHNAV
- Institutions and economic growth:
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and developed countries based on institutionalized
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Qazi Masood AHMED
- Exports, imports and economic growth in India:
An empirical analysis
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- BEPS – A challenge for the increasing budget revenues
in the process of digitalization
Ionuț MIȘA
Meral KAGITCI
- Implementation of public policies.
The compatibility of the model of public policy
with the target space of the policy
Luminița Gabriela POPESCU
- Fiscal sustainability in Romania
Ioan-Radu PETRARIU
Lucian Constantin VÎLCU
Iulian Cornel LOLEA
Liana VLADU
