Theoretical and Applied Economics
No. 12 / 2011 (565)
The Challenges of Basel III for Romanian Banking System
“Alexandru Ioan Cuza” University, Iaşi
Abstract. Basel III represents a fundamental review of the regulatory and supervision framework of the banking industry in the future, the aim being to strengthen the stability of the financial system. The purpose of this paper is to analyze the impact of Basel III introduction upon the banking system at European level, respectively, upon the Romanian banking system. If at European level it is estimated a substantial deficit in capital and liquidity, with major impact on profitability indicators, the impact of Basel III upon banking system in Romania is considered to be limited. The measures which credit institutions could take to mitigate the impact of alignment with the new standards are business model adjustment and balance sheet restructuring.
Keywords: financial stability; banking system; Basel III; systemic risk; Romania.
Contents
- The Monetary Policy and the Real Estate Market
Vasile DEDU
Tiberiu STOICA
- Considerations regarding the Valuation
and Valorization of Cultural Heritage
Filip IORGULESCU
Felicia ALEXANDRU
Georgiana Camelia CREŢAN
Meral KAGITCI
Mihaela IACOB
- Oltenia – Micro-destination of Cultural
and Medical Spa Tourism
Aurelia-Felicia STĂNCIOIU
Ion PÂRGARU
Anca-Daniela VLĂDOI
Nicolae TEODORESCU
Carmen PUIU
- The Challenges of Basel III
for Romanian Banking System
Anca Elena NUCU
- A Static Analysis of Pakistan’s Trade Policy
with Selected Asian Countries
Summaira MALIK
Amatual R. CHAUDHARY
- Social and Environmental Issues in Corporative
Management: A Romanian Story
Cornelia DASCĂLU
Chiraţa CARAIANI
Gina Raluca GUŞE
Camelia Iuliana LUNGU
Anca CODREANU
- General Equilibrium Analysis of Electricity Market
Liberalization in Singapore:
A Comparative Study
Fenglong XIAO
- Equity Risk Premium for Investments Projects
in Renewable Resources
Carmen LIPARĂ
Anamaria ALDEA
Anamaria CIOBANU