Theoretical and Applied Economics
No. 3 / 2014 (592)
Time series analysis in loan management information systems
Varna University of Economics, Bulgaria
Abstract. A loan management information system (for transaction processing in credit institutions) records data for given loans, returned sums for principal, interest and taxes. The purpose of this article is to accept or reject our assumption that the more loans are given, the more sums are returned by customers. The main methodology used is time series analysis. Data are analyzed in SPSS. The main proved conclusion is that incoming money flows in credit institutions do not depend on the amount of given loans. This article is published for the first time. This article gives notes for extending existing loan management information systems for loan management in credit institutions and banks in the direction of business analysis.
Keywords: loan management information systems, time series analysis, SPSS, credit institutions, incoming money flows.
Contents
- Assessment modalities of the Master Plan
for the Romanian tourism development 2007-2026
Aurelia-Felicia STĂNCIOIU
Andreea BOTOŞ
Nicolae TEODORESCU
Anamaria-Cătălina RADU
Ion PÂRGARU
- Frameworks for a sustainable development
indicators system
Camelia-Daniela HAŢEGAN
Clementina IVAN-UNGUREANU
- Sustainability of public co-financing of investment projects with EU financial assistance in Romania
Anca DACHIN
Monica Gabriela GHERMAN
- Time series analysis in loan management
information systems
Julian VASILEV
- The impact of the image of the organization
in terms of the online communication paradigm
Diana Andreia HRISTACHE
Claudia Elena PAICU
Nilgün ISMAIL
- Why liquidity interventions are they optimal in the case
of Morocco for financial stability?
Abouch MOHAMED
Firano ZAKARIA
Abouch Mohamed AMINE
- Global European economic model
Cristina BURGHELEA
Anda GHEORGHIU
Cristiana TINDECHE
Anca GHEORGHIU
- Evolutions and prospects in Romania’s economy
Mihaela Daniela NICULESCU
Miron DUMITRESCU
Andrei Mihai CRISTEA
Oana Camelia IACOB
- Choosing the career path –
An unemployment enhancer factor
Ortansa FLOREA (MOISE)