Theoretical and Applied Economics
No. 2 / 2006 (497)
Credit Institutions Management Evaluation using Quantitative Methods
Bogdan Moinescu
Academia de Studii Economice Bucuresti
Abstract. Credit institutions supervising mission by state authorities is mostly assimilated with systemic risk prevention. In present, the mission is orientated on analyzing the risk profile of the credit institutions, the mechanism and existing systems as management tools providing to bank rules the proper instruments to avoid and control specific bank risks. Rating systems are sophisticated measurement instruments which are capable to assure the above objectives, such as success in banking risk management. The management quality is one of the most important elements from the set of variables used in the quoting process in credit operations. Evaluation of this quality is – generally speaking – fundamented on quantitative appreciations which can induce subjectivism and heterogeneity in quotation. The problem can be solved by using, complementary, quantitative technics such us DEA (Data Envelopment Analysis).
Keywords: rating; score card; risk management; data envelopment analisys (DEA); quantitative methods.
Contents
- European Level Test of Romanian Enterprise Governance
Niculae Feleaga
- Investment Patterns on Emerging Stock Markets
Adrian Zoicas-Ienciu
- Public Sector and Europeanization Challenges
Lucica Matei
- Credit Institutions Management Evaluation using Quantitative Methods
Nicolae Dardac
Bogdan Moinescu
- Financial Investment Services Regulation
Gabriela Anghelache
- Local Public Administration Reform. The Romanian Case
Tudorel Andrei
Marius Profiroiu
Mihai Turturean
- Unemployment in Romania. A Retrospective Study
Alina Badulescu
- Sistemic Approach – a Complexity Management Instrument
Vadim Dumitrascu
- Knowledge Society and the Communication Economy in Romania
Mihail Epuran
Alina Almasan
- Demographic Evolution in Romania – Convergence or Peripherisation?
Adriana Veronica Litra
- Macroeconomic Proportions and Corellations
Constantin Anghelache
Alexandru Isaic-Maniu
Constantin Mitrut
Vergil Voineagu
- Romania's Dilemmas in Perspective of EMU Integration
Cristian Socol
Aura Niculescu